Bank of China market cap is ¥838 b, and annual revenue was ¥567.65 b in FY 2020

Bank of China Net income (H1, 2021)118.5 B

Bank of China EBIT (H1, 2021)147.6 B

Bank of China Cash, 30-Jun-2021724.9 B

Bank of China EV1.6 T

CNY | FY, 2018 | FY, 2019 | FY, 2020 |
---|---|---|---|

## Cash | 439.9b | 565.5b | 803.1b |

## Accounts Receivable | 11.5t | 12.7t | 13.8t |

## PP&E | 227.4b | 244.5b | 248.6b |

## Total Assets | 21.3t | 22.8t | 24.4t |

## Accounts Payable | 17.5t | 18.3t | 19.7t |

## Long-term debt | 927.3b | 1.3t | 1.4t |

## Total Debt | 927.3b | 1.3t | 1.4t |

## Total Liabilities | 19.5t | 20.8t | 22.2t |

## Common Stock | 294.4b | 294.4b | 294.4b |

## Retained Earnings | 686.4b | 776.9b | 864.8b |

## Total Equity | 1.7t | 2.0t | 2.2t |

## Debt to Equity Ratio | 0.5 x | 0.6 x | 0.7 x |

## Debt to Assets Ratio | 0 x | 0.1 x | 0.1 x |

## Financial Leverage | 12.3 x | 11.5 x | 11.3 x |

CNY | Q1, 2019 | Q2, 2019 | Q3, 2019 | Q1, 2020 | Q2, 2020 | Q3, 2020 | Q1, 2021 | Q2, 2021 |
---|---|---|---|---|---|---|---|---|

## Cash | 508.8b | 472.6b | 458.5b | 879.1b | 740.0b | 850.8b | 886.3b | 724.9b |

## Accounts Receivable | 11.9t | 12.3t | 12.6t | 13.5t | 13.7t | 13.9t | 14.6t | 15.0t |

## PP&E | 226.6b | 232.6b | 238.8b | 249.2b | 252.6b | 245.6b | 248.2b | 246.0b |

## Total Assets | 21.6t | 22.3t | 22.6t | 24.0t | 24.2t | 24.7t | 25.8t | 26.3t |

## Accounts Payable | 18.1t | 18.3t | 18.3t | 19.7t | 19.6t | 20.1t | 21.1t | 21.5t |

## Long-term debt | 892.1b | 980.2b | 1.2t | 1.2t | 1.3t | 1.5t | 1.5t | 1.5t |

## Total Debt | 892.1b | 980.2b | 1.2t | 1.2t | 1.3t | 1.5t | 1.5t | 1.5t |

## Total Liabilities | 19.8t | 20.4t | 20.6t | 22.0t | 22.1t | 22.6t | 23.6t | 24.1t |

## Common Stock | 294.4b | 294.4b | 294.4b | 294.4b | 294.4b | 294.4b | 294.4b | 294.4b |

## Retained Earnings | 735.9b | 744.2b | 784.2b | 825.8b | 816.3b | 856.8b | 916.7b | 910.6b |

## Total Equity | 1.8t | 1.9t | 2.0t | 2.1t | 2.1t | 2.1t | 2.2t | 2.2t |

## Debt to Equity Ratio | 0.5 x | 0.5 x | 0.6 x | 0.6 x | 0.6 x | 0.7 x | 0.7 x | 0.7 x |

## Debt to Assets Ratio | 0 x | 0 x | 0.1 x | 0 x | 0.1 x | 0.1 x | 0.1 x | 0.1 x |

## Financial Leverage | 11.9 x | 11.7 x | 11.4 x | 11.7 x | 11.6 x | 11.7 x | 11.8 x | 11.8 x |

CNY | FY, 2018 | FY, 2019 | FY, 2020 |
---|---|---|---|

## Net Income | 192.4b | 201.9b | 205.1b |

## Depreciation and Amortization | 17.0b | 25.4b | 124.1b |

## Accounts Receivable | (964.1b) | (1.3t) | (1.2t) |

## Accounts Payable | 1.2t | 812.8b | 1.3t |

## Cash From Operating Activities | 662.4b | (484.3b) | 73.0b |

## Capital Expenditures | (42.1b) | (39.0b) | (39.6b) |

## Cash From Investing Activities | (182.5b) | (165.7b) | (17.1b) |

## Long-term Borrowings | (391.8b) | (712.8b) | (1.0t) |

## Dividends Paid | (63.7b) | (67.8b) | (72.9b) |

## Cash From Financing Activities | 229.3b | 293.1b | 126.6b |

## Net Change in Cash | 729.8b | (342.7b) | 149.0b |

## Income Taxes Paid | 28.5b | 27.3b | 58.7b |

## Free Cash Flow | 620.2b | (523.3b) | 33.4b |

CNY | Q1, 2019 | Q2, 2019 | Q3, 2019 | Q1, 2020 | Q2, 2020 | Q3, 2020 | Q1, 2021 | Q2, 2021 |
---|---|---|---|---|---|---|---|---|

## Net Income | 54.8b | 121.4b | 171.2b | 56.3b | 107.8b | 156.0b | 57.3b | 118.5b |

## Depreciation and Amortization | 5.8b | 11.8b | 18.2b | 6.7b | 13.6b | 20.5b | 7.0b | 64.2b |

## Accounts Receivable | (448.2b) | (774.1b) | (1.1t) | (735.0b) | (983.2b) | (1.3t) | (784.0b) | (1.2t) |

## Accounts Payable | 543.1b | 824.8b | 827.1b | 1.3t | 1.3t | 1.8t | 1.4t | 1.8t |

## Cash From Operating Activities | (235.2b) | (90.9b) | (560.7b) | 434.3b | 137.4b | 49.8b | 580.5b | 688.6b |

## Capital Expenditures | (6.8b) | (10.8b) | (22.6b) | (7.0b) | (18.4b) | (22.8b) | (7.2b) | (11.5b) |

## Cash From Investing Activities | (163.7b) | (156.2b) | (153.0b) | 127.3b | 208.2b | 231.4b | (160.1b) | (177.4b) |

## Long-term Borrowings | (117.1b) | (295.3b) | (409.8b) | (130.8b) | (375.9b) | (572.0b) | (251.5b) | (518.5b) |

## Dividends Paid | (2.2b) | (59.7b) | (60.8b) | (4.1b) | (7.8b) | (70.8b) | (4.9b) | (70.4b) |

## Cash From Financing Activities | 4.7b | 75.1b | 263.2b | (91.7b) | 19.1b | 165.3b | 44.6b | (8.6b) |

## Net Change in Cash | (405.1b) | (168.7b) | (432.7b) | 475.4b | 373.9b | 434.2b | 460.7b | 484.7b |

## Income Taxes Paid | 9.5b | 23.3b | 24.2b | 6.7b | 52.1b | 52.9b | 5.2b | 47.0b |

## Free Cash Flow | (241.9b) | (101.7b) | (583.3b) | 427.4b | 119.0b | 27.0b | 573.3b | 677.0b |

CNY | FY, 2018 |
---|---|

## Revenue/Employee | 1.6m |

## Debt/Equity | 0.5 x |

## Financial Leverage | 12.3 x |

H1, 2018 | FY, 2018 | H1, 2019 | FY, 2019 | H1, 2020 | FY, 2020 | |
---|---|---|---|---|---|---|

## Corporate Online Banking Users | 3.65 m | 3.89 m | 4.25 m | 4.62 m | 5.02 m | 5.44 m |

## Deposits from Customers (Corporate) | ¥7.71 t | ¥7.93 t | ¥8.25 t | ¥8.3 t | ¥8.94 t | ¥8.83 t |

## Deposits from Customers (Personal) | ¥6.24 t | ¥6.42 t | ¥6.91 t | ¥6.99 t | ¥7.61 t | ¥7.59 t |

## Loans to Customers (Corporate) | ¥7.24 t | ¥7.35 t | ¥7.78 t | ¥7.99 t | ¥8.66 t | ¥8.6 t |

## Loans to Customers (Personal) | ¥4.16 t | ¥4.44 t | ¥4.75 t | ¥5.05 t | ¥5.34 t | ¥5.58 t |

## Mobile Banking Users | 128.24 m | 145.31 m | 162.93 m | 180.82 m | 193.78 m | 210.55 m |

## Personal Online Banking Users | 157.23 m | 166.24 m | 174.19 m | 182.31 m | 187.48 m | 194.23 m |

## Telephone Banking Users | 113.44 m | 113.77 m | 113.92 m | 112.74 m | 112.24 m | 111.37 m |

FY, 2019 | FY, 2018 | FY, 2017 | |
---|---|---|---|

Male (Board), percent | 37.5% | 39.3% | |

Female (Board), percent | 12.5% | 10.7% | |

Male, percent | 21.4% | 21.4% | 43% |

Female, percent | 28.6% | 28.6% | 57% |